If you are having trouble paying your rent, mortgage, or utilities, you are not alone. Here are some options available for getting assistance.
Table of Contents
Mortgage & Rental Assistance Utility Assistance Additional Housing, Rental, and Utility Support Additional Assistance
Reach out to a librarian with any questions or for one-on-one assistance navigating these resources!
Call 574-282-4646
Email library@sjcpl.org
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Mortgage & Rental Assistance
Indiana Homeowners Assistance Fund (IHAF)
IHAF is a mortgage payment assistance program for eligible Indiana homeowners in all 92 counties experiencing a hardship due to the COVID-19 pandemic.
Indiana Emergency Rental Assistance (IREA)
Effective July 29, 2022: The Indiana Emergency Rental Assistance (IERA) program has paused accepting applications to analyze and determine the amount of funds available to assist new households.
Sign up here to be notified if the portal reopens for new applications.
Utility Assistance
Utility Assistance Program
Reduce your water and sewer bill by up to $25.50 per month by enrolling in the Utility Assistance Program. To be eligible, applicants must meet income guidelines and receive sewer service from the City. This program is open to homeowners and tenants.
Additional Housing, Rental, and Utility Support
Real Services
1151 S. Michigan Street
South Bend, IN 46601
574-233-8205
REAL Services provides household assistance programs and is able to assist low-income households with electric and heating expenses during the winter months, rental assistance for those adversely affected by the COVID-19 pandemic, and weatherization services to better prepare homes for the winter season.
For more information on these programs and how to apply, visit their website.
Portage Township Trustee
133 N William Street
South Bend, IN 46601
574.233.2126
The Portage Township Trustee’s Office provides assistance to residents in need. They may provide financial help with rent, utilities, food, household items, and more. For more information or to access the application information, visit their website.
St. Vincent De Paul Society
520 Crescent Avenue
South Bend, IN 46617
574.234.6000
The St. Vincent de Paul Society provides rent & utility assistance through one-on-one appointments with a financial coordinator who is able to assess the needs of each person served as well as develop strategies to encourage self-sufficiency.
For more information and to see a list of upcoming application dates, visit their website.
Catholic Charities
1817 Miami St
South Bend, IN 46613
574.234.3111
Catholic Charities of Fort Wayne and South Bend may provide financial assistance for utilities, rent, and mortgage payments. For more information about this assistance and how to apply, visit their website.
Additional Assistance
CALL 211
211 call specialists are ready to provide direct aid to individuals and families in need (food, shelter, utilities, mental health, and health care resources).
